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Monday, February 08, 2010 |
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RBC Insurance 2000 Wade Hampton BlvdGreenville, SC 29615 RBC Insurance is the brand name for Liberty Life Insurance Company, a part of the global insurance operations of Royal Bank of Canada (RBC). We have been providing families with solid, affordable insurance protection since 1905. RBC is Canada's largest financial institution as measured by market capitalization and assets and is one of North America's leading diversified financial services companies. More than 70,000 RBC employees serve more than 15 million personal, business and public sector customers through offices in North America and 34 countries around the world. Liberty Life Insurance Company is solely responsible for its financial obligations. RBC Insurance is rated:
Policy Description RBC LevelTERM RBC LevelTERM is term life coverage to age 95 available in coverage amounts from $100,000 to $1,000,000 or more. Premiums are fully guaranteed and remain level for the initial term period of 10, 15, 20, 30 years, with increases thereafter based on an attained-age premium scale. (Policy Form Number: LT(06-04) et al)Conversion Feature The policy may be converted in whole or in part without further evidence of insurability prior to the earlier of the end of the level premium and attained age 70.Available Options Spousal Discount$15 discount on companion policy (not available in FL or NJ) Children's Insurance Option (Additional Cost) May be added at or after base policy issue. Face amount from $5000 - $25,000. Issue ages: 15-55 (primary insured); 0-18 (children). Accelerated Death Benefit Availability Varies By State Waiver of Premium Option (Additional Cost) Issue ages 15-55 (or maximum issue age of the base policy, if less). Accidental Death Benefit Option (Additional Cost) Level premium, level accidental death coverage equal to or less than the base policy to a $300,000 maximum.
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