Term Life Insurance

| A better way to buy life insurance

Friday, March 12, 2010

Life Insurance Quotes■ Life 101■ Needs Analysis■ Advanced Life■ Life Events■ FAQS


"ReliaQuote is setting the standard for insurance services on the Web today" - Forbes Magazine

Instant Term Life Quotes

quick, easy and FREE!!

	Answer these few questions
	Receive the 10 lowest term life quotes
	Choose your policy & apply online

A Better Way
To Buy
Life Insurance

State:
Date of Birth:	/ /
Gender:	Male Female
Height:	Weight:
Any tobacco Use:
Coverage Amount:
Length of Term:
First Name:
Last Name:
Daytime Phone:	Ext.:
Email:

Have any of your immediate family members (parent or siblings) died from cancer, diabetes, heart or kidney disease or stroke prior to their age 60?
	Yes No
Have you ever been diagnosed with or treated for depression, anxiety or any psychological disorder, asthma, ulcerative colitis or rheumatoid arthritis?
	Yes No
Have you been diagnosed or treated for any of the following: heart or coronary artery disease, stroke, cancer, diabetes, hepatitis, cirrhosis, emphysema or chronic lung or pulmonary disease (COLD or COPD), alcohol or drug abuse?
	Yes No

By submitting your quote request you agree to ReliaQuote's Privacy Statement and Terms of Use for this website. You may be contacted by ReliaQuote or Matrix Direct to assist you with your application.

With ReliaQuote You Get...

quality
life insurance
from top-rated insurance
companies.

personalized
caring service
dedicated to making your
life insurance buying
simple and convenient.

accurate
term life quotes
and a wide selection
of choices

professional
licensed agents
with years of experience

ReliaQuote was founded in 1998 to help consumers purchase term life insurance online by providing them with a choice of the lowest cost policies combined with a convenient, hassle-free experience. Life insurance shoppers can obtain free quotes on term life insurance instantly from leading life insurance companies. In addition, our innovative service provides life insurance shoppers with a trustworthy, quick and convenient way to shop for and purchase term life insurance 24-hours a day from the comfort of their homes or offices. We offer a selection of hundreds of low cost term life insurance plans from top rated life insurance companies to meet the diverse needs of each of our clients. We are proud to have helped hundreds of thousands of consumers with their life insurance needs, and we continue to assist thousands of people each month.

To get started, try these helpful life insurance resources which will help you make informed decisions: our life insurance quote engine gives you free quotes from hundreds of term life insurance plans; our Life Insurance 101, Advanced Life Insurance, and Life Insurance FAQ's give you in-depth explanations about life insurance; and our Life Insurance Needs Calculator can help you find out how much life insurance you need to protect your loved ones.

RATED #1 FOR ONLINE LIFE INSURANCE QUOTES BY FORBES, MONEY & SMARTMONEY

In addition to being highly recommended by Forbes, Money and SmartMoney Magazines for the purchase of life insurance, ReliaQuote has also been recommended by MSNBC, Barron's and Kiplinger's Magazines and, Online Money Management and Let's Get Real About Money by bestselling author Eric Tyson. Some of the largest financial institutions in the country such as Fidelity Investments, Citibank, Capital One, National City Bank, Mellon Bank and many others have turned to ReliaQuote to provide their customers with term life insurance quotes and quality insurance policies.

protect your family & business from unexpected loss

ReliaQuote's mission is to help people protect their families and businesses from an unexpected loss of income and assist them in making the right choices when it comes to the purchase of life insurance. Our commitment is to meet and exceed the highest life insurance expectations of our customers by providing them with a choice of quality term life insurance products, exceptional service, a unique experience and overall term insurance value.

Below are some of the life insurance options we offer:

Term Life Insurance: Term Life Insurance is the most popular type of life insurance. Term insurance is designed to provide coverage for a limited amount of time, usually 10, 15, 20 or 30 years. During that time, level-premium term life insurance will provide a level life insurance benefit at a guaranteed level premium price. A term insurance policy can be cancelled at any time. If a family wants the most amount of coverage with the lowest premiums, term life insurance is a good option.

Return-of-Premium Term Life Insurance (ROP): An alternative product to simple, level term life insurance is a return-of-premium term life insurance policy (ROP). It is designed to return all the premium you have paid into the policy at the end of the term, tax-free. ROP term life insurance does cost more than traditional level term life insurance - typically 40% to 50% higher. If you surrender your ROP term insurance policy early, you may get some money back based on a sliding scale. The ROP term life insurance policy is typically bought by consumers who feel like they will outlive the policy term and do not want to "waste" their money and not get anything back.

Whole Life Insurance and Universal Life Insurance: Whole Life Insurance and Universal Life Insurance are designed to provide for a permanent need for life insurance. The premium, death benefit and some of the cash value is guaranteed with this type of life insurance. Some financial advisors recommend buying term life insurance and investing the difference you save as opposed to purchasing whole life insurance. Universal life insurance is similar to whole life insurance in that it can be designed to provide permanent coverage. However, universal life insurance provides flexibility in premium payments.

Free term life insurance quotes are available through ReliaQuote Insurance Services in the following states:
Alabama , Arizona , Alaska , Arkansas , California , Colorado , Connecticut , Delaware , District of Columbia , Florida , Georgia , Idaho , Illinois , Indiana , Iowa , Kansas , Kentucky , Louisiana , Maine , Maryland , Massachusetts , Michigan , Mississippi , Missouri , Montana , Nebraska , New Hampshire , New Mexico , New Jersey , New York , North Carolina , North Dakota , Ohio , Oklahoma , Pennsylvania , Rhode Island , South Carolina , South Dakota , Tennessee , Texas , Utah , Vermont , Virginia , and Wisconsin

Privacy & Security Statement | Terms of Use | Copyright 2010 ReliaQuote Insurance Services, LLC. All Rights Reserved.